Michelle Woodruff is a Vice President in George K. Baum & Company’s Education & Nonprofit Finance practice. Ms. Woodruff is involved in the transaction, execution and quantitative structuring of tax-exempt debt financings for colleges and universities, independent schools, and other nonprofit entities. She has structured numerous fixed rate and variable rate financings in both bank direct purchase and public issuance financing structures.
Ms. Woodruff has provided analytical support and transaction management for a wide variety of independent schools, including: Springside Chestnut Hill Academy (PA), Governor’s Academy (MA), Peck School (NJ), Westover School (CT), Greenwich Country Day School (CT) and the Lovett School (GA). Her responsibilities include preparation of debt service schedules and other financial analysis for both new money projects and refinancings, compiling comprehensive credit packages for borrowers approaching the rating agencies and/or conducting a competitive bank RFP, assisting borrowers in evaluating financing options in both the bank and public capital markets, preparing borrowers for meetings with the rating agencies, and assisting borrowers in the review and understanding of financing documents. Since joining GKB, she has developed financial projections models for more than 20 independent school and higher education clients nationwide.
Ms. Woodruff has presented on the use of scenario-based projections modeling to stress-test financing plans at the National Business Officers Association annual meeting. Ms. Woodruff holds a Bachelor of Arts in International Studies and an Master of Arts in Global Finance, Trade and Economic Integration from the University of Denver.