Michelle Woodruff is an Associate with George K. Baum & Company's Higher Education & Nonprofit Finance Group. Ms. Woodruff joined the Firm in July of 2014 and is currently based in Denver, CO. She has provided quantitative support on a number of transactions involving both public and private colleges and universities, independent schools, charter schools, nonprofit organizations, and renewable energy projects. She has assisted a number of higher education and independent school clients reach outstanding ratings or achieve first-time investment grade credit ratings from both Moody's and Standard & Poor's. Ms. Woodruff has recently served as a quantitative analyst on bond issuances for Hawaii Pacific University (HI) and Roseman University (NV). Ms. Woodruff is a graduate of the University of Denver where she earned her BA in International Studies and Russian, and her MA in Global Finance, Trade and Economic Integration.